Earn
What is the Flexi Earn feature?
Flexi Earn allows you to earn daily yields on your cryptocurrency holdings with interest rates based on the Annual Percentage Rate (APR). For example, USDC offers up to 10% APR, while SOL offers up to 9% APR. You can deposit any amount and withdraw anytime, all while earning interest (yield) daily.
What assets can I use with Flexi Earn?
Flexi Earn supports a variety of cryptocurrencies, including popular ones like Bitcoin (BTC), Ethereum (ETH), stablecoins such as USDT and USDC, and other major coins. We are continuously expanding our list, and you can even request your preferred coin through Mobee Customer Support for potential future addition. To view the full list of supported cryptocurrencies, check the Mobee app for more details.
How to use Flexi Earn in the Mobee app?
Follow these steps to use Flexi Earn feature in the Mobee app:
- Make sure your account is already registered and verified.
- On the Mobee Home, click menu Earn > Flexi Earn.
- Choose the asset that you prefer.
- Enter the amount that you want to invest, please make sure you have the required minimum balance in your asset.
- You will be directed to a new page to view the estimation growth of your asset. Check the Flexi Earn agreement box and click the "Confirm" button.
- You have successfully invested in Flexi Earn! Track your investment and watch the yield grow each day.
Is Flexi Earn safe to use?
Yes, Flexi Earn is a safe option with principal protection, this means that your initial deposit will never be less than what you started with. While the market value may fluctuate, your original amount remains secure, and over time, you can see your balance grow by earning interest known as yield.
For security, we store your funds in highly secure offline wallets, with backup reserves to protect against unforeseen events. We prioritize keeping your assets safe all while helping you earn more.
Where does the yield in Flexi Earn come from?
Flexi Earn generates yield using secure, low-risk strategies that protect your initial deposit while providing sustainable returns. These include staking assets, lending on decentralized finance (DeFi) platforms, earning interest from short-term U.S. Treasury bills, and utilizing delta-neutral trading strategies. We handle the complexities for you, making sure your funds remain safe while you earn consistent returns.
Can I add and withdraw my funds anytime?
Yes, Flexi Earn offers complete flexibility. You can add more funds to your current Flexi Earn investment to boost your yield or withdraw anytime without penalties, giving you full control over your assets.
How is my yield calculated and distributed?
Currently, there are two types of yield calculations depending on the coin or stablecoin you invest in:
1. Tiered System: The amount you deposit determines the Annual Percentage Rate (APR) you receive.
Tier 1: For deposits up to 500 USDC, you will earn 6% APR. For example, a deposit of 500 USDC will give you 30 USDC in a year.
Tier 2: For deposits above 500 USDC, the amount beyond 500 USDC will earn 3% APR. So, if you deposit 1,500 USDC:
- The first 500 USDC will earn 6% APR.
- The remaining 1,000 USDC will earn 3% APR.
- To calculate the combined APR for a total deposit of 1,500 USDC:
- APR = ((500 x 6) + (1,000 x 3)) / 1,500
- APR = (3,000 + 3,000) / 1,500
- APR = 4%
Therefore, the total yield for the year from a deposit of 1,500 USDC is 4%, which is 60 USDC.
2. Non-Tiered System: Some coins have a fixed APR, no matter how much you deposit.
- For example, SOL has an APR of 9%, so whether you deposit a small or large amount, you will earn 9% APR on your investment in a year.
Your yield is accumulated daily and distributed at 20.00 WIB each day. However, if you withdraw your funds before 14 days, you will not receive 100% of the yield. Instead, the yield will be prorated, this means you will only receive a portion based on how long your funds were invested.
To get 100% of your yield, it is recommended to keep your funds in Mobee for at least 14 days. After that, you can withdraw both your initial investment and the full yield without any deductions.
Please note that in the future, some coins that currently use the non-tiered system may switch to a tiered system, or vice versa. Stay tuned for updates on how yield calculations may evolve for different coins.
Earn
What is the Flexi Earn feature?
Flexi Earn allows you to earn daily yields on your cryptocurrency holdings with interest rates based on the Annual Percentage Rate (APR). For example, USDC offers up to 10% APR, while SOL offers up to 9% APR. You can deposit any amount and withdraw anytime, all while earning interest (yield) daily.
What assets can I use with Flexi Earn?
Flexi Earn supports a variety of cryptocurrencies, including popular ones like Bitcoin (BTC), Ethereum (ETH), stablecoins such as USDT and USDC, and other major coins. We are continuously expanding our list, and you can even request your preferred coin through Mobee Customer Support for potential future addition. To view the full list of supported cryptocurrencies, check the Mobee app for more details.
How to use Flexi Earn in the Mobee app?
Follow these steps to use Flexi Earn feature in the Mobee app:
- Make sure your account is already registered and verified.
- On the Mobee Home, click menu Earn > Flexi Earn.
- Choose the asset that you prefer.
- Enter the amount that you want to invest, please make sure you have the required minimum balance in your asset.
- You will be directed to a new page to view the estimation growth of your asset. Check the Flexi Earn agreement box and click the "Confirm" button.
- You have successfully invested in Flexi Earn! Track your investment and watch the yield grow each day.
Is Flexi Earn safe to use?
Yes, Flexi Earn is a safe option with principal protection, this means that your initial deposit will never be less than what you started with. While the market value may fluctuate, your original amount remains secure, and over time, you can see your balance grow by earning interest known as yield.
For security, we store your funds in highly secure offline wallets, with backup reserves to protect against unforeseen events. We prioritize keeping your assets safe all while helping you earn more.
Where does the yield in Flexi Earn come from?
Flexi Earn generates yield using secure, low-risk strategies that protect your initial deposit while providing sustainable returns. These include staking assets, lending on decentralized finance (DeFi) platforms, earning interest from short-term U.S. Treasury bills, and utilizing delta-neutral trading strategies. We handle the complexities for you, making sure your funds remain safe while you earn consistent returns.
Can I add and withdraw my funds anytime?
Yes, Flexi Earn offers complete flexibility. You can add more funds to your current Flexi Earn investment to boost your yield or withdraw anytime without penalties, giving you full control over your assets.
How is my yield calculated and distributed?
Currently, there are two types of yield calculations depending on the coin or stablecoin you invest in:
1. Tiered System: The amount you deposit determines the Annual Percentage Rate (APR) you receive.
Tier 1: For deposits up to 500 USDC, you will earn 6% APR. For example, a deposit of 500 USDC will give you 30 USDC in a year.
Tier 2: For deposits above 500 USDC, the amount beyond 500 USDC will earn 3% APR. So, if you deposit 1,500 USDC:
- The first 500 USDC will earn 6% APR.
- The remaining 1,000 USDC will earn 3% APR.
- To calculate the combined APR for a total deposit of 1,500 USDC:
- APR = ((500 x 6) + (1,000 x 3)) / 1,500
- APR = (3,000 + 3,000) / 1,500
- APR = 4%
Therefore, the total yield for the year from a deposit of 1,500 USDC is 4%, which is 60 USDC.
2. Non-Tiered System: Some coins have a fixed APR, no matter how much you deposit.
- For example, SOL has an APR of 9%, so whether you deposit a small or large amount, you will earn 9% APR on your investment in a year.
Your yield is accumulated daily and distributed at 20.00 WIB each day. However, if you withdraw your funds before 14 days, you will not receive 100% of the yield. Instead, the yield will be prorated, this means you will only receive a portion based on how long your funds were invested.
To get 100% of your yield, it is recommended to keep your funds in Mobee for at least 14 days. After that, you can withdraw both your initial investment and the full yield without any deductions.
Please note that in the future, some coins that currently use the non-tiered system may switch to a tiered system, or vice versa. Stay tuned for updates on how yield calculations may evolve for different coins.